We help this category by once again, completing all forms correctly so that they are submitted on time without errors. For this category of people, the amount of aid may be less, so having these forms completed correctly and on time could save them thousands of dollars. If you aren’t awarded what we deem as a fair financial aid package, we will also help with negotiation tools to appeal to the college for a better offer. For this group, we want to take advantage of every strategy out there to make sure your Expected Family Contribution (EFC) is as low as possible by legally arranging your financial affairs to qualify for more aid & to lower your out-of-pocket costs. We also want to make sure you get as much free money as possible, while minimizing the self-help money (i.e. loans).